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Qualified Home Loans

Mortgage Programs

Is Down Payment Assistance Right For You?

Buying a home is a big decision and can often be daunting, especially for first-time homebuyers. One of the biggest challenges facing first-time buyers is coming up with a down payment, typically 20% of the home’s purchase price. However, options are available that require a lower down payment, such as down payment assistance (DPA) programs. …

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Lower Monthly Mortgage Insurance Premiums

FHA loans will become more desirable and affordable. The US Department of Housing and Urban Development (HUD) announced today that it would provide lower monthly mortgage insurance premiums on Federal Housing Administration (FHA) loans. This move is aimed at helping more Americans achieve homeownership by making it more affordable. Why FHA FHA loans are popular …

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