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Qualified Home Loans

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The Smart Move: Buying a House Before Selling Yours in a Tight Inventory Market

Move-up home buyers are in a commanding situation. Tight inventory has left them in a great position to sell their current home. Despite concerns that home values could drop, they have actually increased and are on track for gains of around 5-10% this year. Of course, low inventory is a double-edged sword. As soon as …

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What California Homeowners Should Know About Supplemental Tax Bills

If you just closed on your new home, you’ve probably got a lot of things on your mind, like home maintenance, homeowners insurance, and property taxes. You may have an escrow account (also known as an impound account) with your lender that splits up your taxes and homeowners insurance into monthly payments rather than a lump sum. …

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California Dream for All DPA Program

What is it? The California Dream for All Down Payment Assistance Program is a state-funded program designed to help prospective homebuyers with low to moderate income levels purchase a home by assisting with their down payment and closing costs. The program aims to increase homeownership opportunities for individuals and families needing more financial resources to …

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