LOAN PRODUCTS & PROGRAMS
Your mortgage shouldn’t be one size fits all.
Combined with our expertise, we have the best options to fit your specific home buying needs.
Loan Programs
Whether it’s a first home, second, vacation getaway, or investment property, it all starts with the right mortgage financing. See which loan program is best suited for you and your family.
CONVENTIONAL, FHA/VA LOANS
Conventional Home Loans by QHL offer low down payment options while FHA Loans are a great option for first-time home buyers and low-to-moderate income buyers. VA loans offer 100% financing for eligible Veterans, Reservists and Active Duty Personnel.
Bank statement loans
Great for self-employed borrowers who cannot use tax returns to qualify with rates as low as 4.5% for 30-yr fixed. Available for purchase loans up to 90% of the value with 30-yr rates around 6.0%
No Income Loans
Used on investment properties where no income verification is used from the borrower to qualify, only the property cash flow matters. If you have an investment property and you would like to get cash out, this is a great option for you.
Second Home Purchase
Many borrowers want to buy an additional property and investment property loans require more down payment and higher loan terms. Buying a second home is a good option. The borrower gets the best loan terms with as little as 10% down and can even collect seasonal rent on the property as a vacation rental.
