While becoming a homeowner comes with a lot of responsibility, there is also a lot of rewards. Here are some of the main reasons people choose homeownership over renting. You Enjoy Significant Tax Deductions – Owning a home can reduce the amount you pay in income taxes each year. Out of your monthly payments a significant …
So the past few months you’ve shopped properties, submitted offers, and finally you get the call from your real estate agent: Your latest offer has been accepted! You might think it’s the end of the road to property ownership. But really, it’s just the beginning of the hard work. Once you go into escrow, the …
When you purchase a home, you’ll need to be prepared to manage not only the down payment, but closing costs as well. We’ll work to help you understand what closing costs are, why they are due, and even explore options on how to reduce your cash outlay. It’s a good idea to review what happens …
Choosing a mortgage isn’t all that painful if you know the lingo. Once you’ve done some homework and nailed down a budget and down payment amount, and you’ve reviewed your credit, you’ll have a better idea of what loan works best for your needs. Here’s a primer on some of the most common types of …
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Mike Pacheco was highlighted in Orange Coast Magazine as a Mortgage All-Star, 2020. Read about his mission when he began QHL 8 years ago. Knowledgeable. Diligent. Resourceful. Mike Pacheco has served as a mortgage broker for 16 years. Mike founded QHL 8 years ago with the mission to make mortgages simple. “We devote a lot …