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Inflation is back, but does that mean mortgage rates will rise?

Buyers, Homeownership, Refinance, Self employed / By

During the past four decades, American consumers could count on this constant: The rate of inflation remained below the average rate of a 30-year mortgage. In many past instances that’s exactly how things play out, but that’s not what’s happening today. While the rate of inflation doesn’t determine mortgage rates, the two metrics are correlated. Inflation is …

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How to get your mortgage application right the first time

Buyers, Homeownership, Jumbo Loans, Mortgage Programs, Refinance, Self employed, VA Loans / By

For many people, buying a new home or refinancing is the most complex financial transaction they’ll ever make. With the amount of information and documentation required to complete a loan application, chances are some things will be missed or forgotten the first time around. Omitting important information or partially filling out a form are common …

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Top Lender in California

Buyers, Homeownership, Mortgage Programs, Refinance / By

QHL’s founder, Mike Pacheco, is featured in Top Agent Magazine as a Top Lender in California. Mike places particular emphasis on expertise, making sure he and his team is always knowledgeable regarding the latest opportunities and action in the market. Tap HERE to get to know Mike and read about his formula for success.

Homebuying as a Veteran & some myths about VA loans

Buyers, Homeownership, Refinance, VA Loans / By

Homeownership is a dream for almost everyone, yet can sometimes feel impossibly far away. But for qualifying veterans and their families, VA loans can help jumpstart your path to home ownership by offering exclusive (and often overlooked) benefits. Because they are backed by the US government, VA loans carry unique advantages that separate them from conventional …

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