Qualified Home Loans is a licensed mortgage broker. NMLS #884457. CA DRE #01910455. Licensed in California, Texas, Idaho, Florida, and Tennessee. Licensing information may be verified through NMLS Consumer Access.
This website is not intended as an offer to make loans in any jurisdiction where Qualified Home Loans is not licensed or where such activity would be prohibited by law.
Qualified Home Loans supports Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, receipt of public assistance, exercise of rights under the Consumer Credit Protection Act, or any other basis prohibited by applicable federal, state, or local law.
Information on this website is for general informational purposes only and does not constitute a loan approval, loan commitment, offer to lend, or guarantee of specific loan terms. This is not a commitment to lend or extend credit. Final loan approval is subject to a complete application, verification of information, underwriting review, lender/investor approval, property eligibility, title review, appraisal or valuation review when required, and satisfaction of all applicable loan conditions.
Loan programs, documentation requirements, rates, terms, fees, guidelines, and availability are subject to change without notice. Not all applicants will qualify. Not all loan programs are available in all states or for all property types, occupancy types, loan amounts, credit profiles, or borrower circumstances. Alternative documentation loan options may allow eligible borrowers to qualify using documentation other than traditional W-2 income or tax returns. Depending on the loan program, documentation may include bank statements, rental income analysis, asset documentation, profit-and-loss statements, 1099 income, debt-service coverage ratio analysis, or other lender-approved documentation.
Alternative documentation does not mean no documentation and does not guarantee approval. Borrowers must still demonstrate eligibility under applicable lender, investor, federal, state, and ability-to-repay requirements. Credit, income or cash-flow documentation, assets, reserves, occupancy, property type, loan-to-value, debt obligations, and overall borrower profile may all be considered during underwriting.
Program availability and requirements vary by lender, state, property type, occupancy, loan purpose, credit profile, loan amount, equity/down payment, and other factors.
Qualified Home Loans may collect personal information submitted through this website, including contact information, loan inquiry details, property information, financial information, and other information provided by users. Information may be used to respond to inquiries, evaluate potential loan options, communicate with consumers, process applications, and provide mortgage-related services.
For more information about how personal information is collected, used, shared, and protected, please review our Privacy Policy.
