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Qualified Home Loans

Investment Property

Broker is Better – A Good Mortage Broker

Getting the right mortgage can make all the difference when buying a home. But with so many lenders and loan products available, finding the best loan option can be daunting. That’s where an independent mortgage broker comes in. An independent mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders. …

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10yr ARM: Definition And Today’s Rates

Program Benefits Rate is fixed for the first 10 years Loan amounts up to $2.0M Get cash out with a low rate Available for second homes and investment properties Requires full doc income verification (pay stubs, or tax returns) Sample Scenarios* (The following scenarios assume 780+ FICO, Full Doc, 6-12 months reserve funds. Rates are …

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Housing Market Predictions for 2022

The 2021 housing market was a bit tough for some home shoppers. Low rates and increased flexibility from working remotely put many first-time homebuyers on the map. But limited inventory, skyrocketing prices, and bidding wars made housing harder to come by. While home values aren’t likely to stop rising or start falling any time soon, …

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What’s the cost to get pre-approved?

Something we often hear from clients is they waited longer to get pre-approved than they needed to when starting to shop for their first home. Common misconceptions about the pre-approval process are that it costs money, hurts your credit, and/or commits you in some way to getting a loan with that lender. In most cases, …

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